Many people who consider “self insuring” long-term care risk have been averse to buying traditional long-term care insurance. Premiums have been volatile, and if care is never needed the perception is that premiums have been “wasted”.

We are pleased to be able to provide intelligent and prudent alternatives to the “self insurance” dilemma.
To gain perspective on the traditional insurance markets enter here.

Certain new asset ltc financial products favored by RetirementGuard are superior
wealth transfer tools.

By utilizing an existing underperforming asset, typically money in a CD, savings account, life insurance or annuity policy, you can have access to a tax-favored multi-dimensional financial tool that can accomplish several desirable goals.